An Internationall Entrepreneur in Direct Sales, Bernardo Chua Grows in Success

Founding an international company of any kind deserves acclimation, but Bernardo Chua has founded two global companies in a decade: Gano Excel in 1999 and Organo in 2008.

In August of 2004, Bernado Chua received three well-deserved awards to express his business excellence, the Dangal ng Bayan Award for Business and Industry, the 22nd Annual People’s Choice and the National Consumers Quality Awards.

Today, Organo Gold, Chua changed the name to simply Organo in 2015, is 55th in the Direct Sales companies internationally and is doing business in 35 countries. Bernardo Chua founded Organo in 2008, four years after he closed his first networking business, Gano Excel.

Bernardo has had a goal since childhood to introduce Ganoderma to the western world, and in 2004, he developed a way to infuse hot beverages with the super-herb so that more people would be able to enjoy its benefits.

Organo’s products include Ganoderma-infused, rich gourmet coffees, herbal teas, hot chocolate, Ganoderma in capsule form and several healthy skin products, There are over one million distributors in Organo, which are growing every day. The unique ingredient of the Ganoderma has made Organo a success to millions of customers.

Ganoderma is a mushroom grown in the Asian mountains that has been in Chinese medicine for 4,000 years. Bernardo’s mother brought it to the Philippines where Bernardo was born. He grew up experiencing the phenomenal antioxidant and nutritional properties of Ganoderma, and he became determined to introduce it to the world.

Bernardo Chua founded Gano Excel International in the Phillipines, where his career began with several healthy supplements including Ganoderma.

After almost a decade managing Gano Excel, which had grown worldwide, he wanted to make the Ganoderma more accessible to the average person. He developed the infused gourmet coffees and hot beverages and founded Organo in British Columbia, Canada.

Organo celebrated 10 years in the same location where he and two others started the company in 2008. Bernardo is an expert businessman who has developed excellent strategies in direct sales. He is quick to pass them on to his distributors, and he maintains a comfortable, but professional relationship.

3 Ways Equities First Helps Investors Find Loans

Creative Solutions To Financial Woes

The recent financial crises have led to many individuals and companies facing dire circumstances. Obtaining a loan in the current economy is a difficult task. Without a particular high credit score conventional margin loans are next to impossible to obtain. This has led lenders to search for creative ways of working around these challenges. Equities First Holdings is looking to shake things up with a new form of the collateral loan. Instead of focusing on the credit score of its client.

Equities First uses financial investments to secure loans. This unique enables Equities First to offer its clients something they wouldn’t find anywhere else. Despite recent market conditions the majority of lenders focus on margin loans, but the hard work of Equities First Holdings is proving that more lenders should consider looking outside the box.

The Pros Of The Stock Collateral Loan

Using stock as collateral for a loan offers a number of serious advantages to borrowers. Obviously, the lender does not need to review the credit score of the borrower or consider the history of a borrower in any significant way. Another advantage of using stock to secure a loan is the ability top provide a client with a larger loan with lower interest rates than one can typically get with margin loans. Equities First offers their clientele, which includes some of the largest companies in the world, an opportunity unlike anything else.

A Model Of Success

Founded in the early 2000s Equities First Holdings specializes in offering its clients loans secured with securities. This approach allows the company to provide low interest loans to its customers regardless of credit history. The clientele Equities First serves run an impressive gamut.

There are startups involved in commercial enterprises and there are individuals looking for some help with personal pursuits such as housing mortgages. Borrowers come to Equities First to find loans they would not have access to through other lenders. Thanks to their unique approach the company now operates in countries across the world and generates billions in revenue.

Bank SVP Heads Texas Mortgage Bankers Association

Mary Pirrello, of NexBank SSB in Dallas, TX, is the new president of the Texas Mortgage Bankers Association, or TMBA. She will serve a one-year term. Pirrello is currently Senior Vice President of National Warehouse Lending at NexBank. She has served in a variety of leadership roles in 20 years of industry experience. Founded in 1917, the TMBA has been dedicated preserving, enhancing and advancing both the mortgage banking and real estate fields in Texas.

Currently at NexBank, Pirrello specializes in business development and management for the national warehouse lending division. Prior to her current role as president, she served as an active board and committee member for TMBA, which she joined in 2007. Her activities in the TMBA included participation in its political action committee, and she also graduated from the school of mortgage banking. In 2010, Pirrello won the Future Leader award, which included the James Wooten Scholarship.

NexBank SSB rolls up to NexBank Capital Inc., which serves clients nationwide in commercial banking, mortgage banking and investment banking. Clients of its financial institutions include large corporations, mid-sized companies and real estate investors. NexBank offers a wide range of banking products and services. The company offers business services and specializes in customized financial services targeted for financial institutions, individuals or larger corporations.

In 2015, the NexBank had increased its earnings and loans for the fourth consecutive year. The bank has delivered vigorous and consolidated financial results. In 2016, NexBank is projected to grow by 35 percent on recorded assets of $2.7 billion.

NexBank will continue to foster leaders, like Pirrello, who move the mortgage and real estate business industry forward in the political arena.

Rise Of The Real Estate Industry In Brazil


In a recent article that was published on, one of the buildings that was created by the Construcap real estate company has recently won a platinum seal that identifies it as being one of the top companies in the country. The Brazilian Real Estate industry is continually growing and expanding to be one of the top in the world and this is why a lot of individuals have been interested in one of the company known as Construcap.


It is important for you to know that the Brazilian Real Estate industry focuses specifically on both individuals and business owners who are looking to expand in this area. Brazil offers a variety of different opportunities for both homeowners who simply want to raise their families, as well as business owners who would like to become an entrepreneur and expand their companies in a more professional and Superior manner. This is the exact reason why Construcap is one of the top Brazilian real estate companies out there and why a lot of people are making use of it for themselves when it comes to their own specific real estate needs.  They are also known as a humanitarian organization, and their efforts have been highlighted on YouTube.


In order to learn more about the real estate industry in Brazil as well as the Construcap company in particular, you can find out a variety by visiting their website on the internet. If you are looking to move to Brazil or are looking to start a business there, it is very important that you work with a real estate company you can trust and know that they are going to do their very best when it comes to finding you real estate properties that will work well for you and your budget as well as any needs that you happen to have.

The New CFO of CEDC, Kevin Seawright, Helps Local Community and Businesses of Newark to Prosper

Kevin Seawright is the CFO and Senior Vice President of the Newark Community Economic Development Corporation, a non-profit corporation (which was created by Mayor of Newar Ros Braka), that is having a large impact on the local Newark firm, in order to help regenerate the whole area. Recently Seawright was interviewed by Local Talk New and he explained the new program, that will help the local community to progress.

The Newark Community EDC started in 2015 and is working on a special plan, that will span citywide. The main goal of this program is to help small and medium businesses in the Newark area to prosper.

In fact, this programs aims to all kind of businesses, such as markets and local clothing, jewelry or other kind of shops, by offering them loans. When Seawright became the CFO of the Corp, he also discovered the decision to re-brand the corporation from its original name, Brick City Development Corp.

Kevin Seawright brought his experience to help the economy in the city of Newark and to help the local find jobs. Kevin Seawright explained how the owners of various businesses in the area can get help, by launching or growing their firms and services. The main goal at the Newark CEDC is to talk to owners about tax, credit reporting, as well as financials, so the new firms can understand their positions and then discuss about possible loans.

In addition, their partners work closely with small firms, such as other EDCS, as well as some banks, in order to make sure that everyone has the kind of help they need as to get started. The only prerequisite for a company to be able to work with the Newark CEDC is to be located in the city, as he clearly stated.

Kevin also discussed his experience working with the Newark CDC in this new role and also his past at the CEDC Corporation. As Seawright pointed out, he welcomes the responsibilities and likes helping communities to progress. Actually, for over 13 years he has used his expertise in finance to evolve the cities around the East Coast.

His experience is rooted in local government agencies, education, as well as in crucial financial management positions. Moreover, Kevin Seawright acted a board member of the Babe Ruth Museum.

He was also recognized by the University of Notre Dame (Mendoza College of Business) for completing in the most successful way the second installment of the non-profit Fund Development Program.

Brazil’s Central Bank Cuts Interest Rates For The First Time In Four Years


The Central Bank of Brazil has kept interest rates high for the last four years for a reason. Brazil’s economy was showing signs of slowing down in 2012, and when China pulled the plug and reduced the amount of exports they needed from Brazil, the bottom fell out of the economy. President Dilma Rousseff tried to bring the economy back, but her policies caused more damage than good. When Vice-President Michel Temer took over the presidency, the banks and the Congress decided to stand behind him and his austerity plans.

Big corporate leaders also decided to back Temer, and all that support is producing some interesting results. Inflation is starting to slow down, unemployment figures are getting smaller, and foreign investors are coming back to Brazil. Brazil signed the Clean Air Agreement recently and that act is a good example of what companies like Eucatex, the giant building supply company, can expect from Temer in the next two years.

Eucatex wasn’t always a giant building supply company. The Sao Paulo-based family-owned company was founded in the 1950s by the grandfather of the current CEO of the company, Flavio Maluf. Granddaddy Maluf was in the sawmill business back then, and he had an excess of eucalyptus wood laying around the sawmill and he wanted to use it. Maluf decided to make ceiling times out of eucalyptus wood, and the tiles caught on in the domestic market. Eucatex was created to handle the demand for the ceiling tiles back then. His LinkedIn tells us that Flavio Maluf joined the company in 1987, and he was appointed president in 1997.

Flavio has transformed Eucatex into an Eco-friendly supplier that exports to countries around the world. Maluf also put a renewable energy mandate in place in Eucatex factories and offices. Today, Eucatex is one of the corporate leaders in the push toward clean air and environmentally friendly practices. Flavio Maluf is often asked to speak about climate change and other issues.

The eucalyptus tree forest he purchased several years ago is also one of the topics that often comes up in his speaking engagements. The Temer decision to sign the Clean Air Agreement is verification that the government stands behind Maluf in his efforts to save Brazil’s natural resources.

Securus Has Better Installers In Every Prison

Securus has been sending installers into prisons around the country, and the people that are in these prisons want to be able to check in with family. There are a lot of people who need family to have a center in this world, and there are many people who will place these calls every day. We have been doing this for a while now, and we just heard about how they are sending more people into the field every day. They are trying to get more calls done every day, and that comes with more cameras.


The best part of this is that we have seen the results of all that installing work that they have done. The cameras are helping people like us keep in touch with family every day, and the cameras are pretty exciting because it means that I can get all the people in the family around the camera so that we can all see the people that we love.


We want to feel like there is a tangible connection in the family that is going to last for a long time, and someone who wants to be able to see a family member can just use the app on their phone. Securus created an app to go with the service they are creating with all these phone lines and cameras. The way that they have set up their system is such that everyone gets what they need. I have called to make sure that a person who is in the family can check in with us, and I have called to make sure I can see their face just to be sure they are alright.


Meet Keith Mann, the Man who believes in Honesty and Diversity.

Keith Mann has over 15 years of experience working in the executive search industry. Keith Mann has serious knowledge on several issues such as hedge fund compensation as well as the hiring strategy . He has held different positions during these fifteen years including one of a managing director at Dynamic Executive Search. Learn more about Keith Mann:

He saw the hedge fund industry as one with potential and hence worth investing in.

At the moment, he is the CEO of DSP, and his responsibilities include running the company on a daily basis. He also advises his clients on issues related to hiring investment as well on marketing strategies. In an interview, Keith Mann answered some questions about his career.

 Keith Mann described that the idea for Dynamic Search Partners came from the previous firm that he had worked for, the Dynamics Associates. The main aim was to keep the name consistent.

The idea is as a result of years of experience in the industry where he had been specializing in alternative investment. Keith Mann explained that he was groomed for this position as he grew up in New York area that is known for producing such kind of executives.

Keith Mann described his day as a non-stop one having to deal with lots of meetings, phone calls, and emails. He makes it productive by hammering it away and always, making sure that he is focused. Keith Man explains that exercising before works play a key role in ensuring he remains focused throughout the day.

Mann also explains that his ideas come from needs. He is only interested in ideas that ensure that the current system is improved and functions better. The most important trends that excite Keith Mann are honesty and diversity. Every employer wants to hire an employee who is honest and diverse.

For Keith Mann, the thing he hates most is working for someone else; he wants to be his own boss.  He describes this as his worst job. Keith Mann describes that there is nothing he would change if he were to start all over again.

Adrián José Velasquez Figueroa’s Advice to Fellow Entrepreneurs

Adrián José Velasquez Figueroa is a businessperson in Panama who has achieved remarkable success at the tender age of 25 years. His urge to be self-employed began immediately after leaving school and since then he has managed to join the elite group of risk-taking and tech-savvy travelers, businesspersons and diplomats living and working in Panama. Mr. Figueroa is among the first people who discovered the incredible business opportunities that Panama had to offer. He and other people took advantage of this and built great businesses that rely on new technology gadgets and high-speed internet. In a bid to educate fellow entrepreneurs, Mr. Jose has felt the need to share the rules of succeeding in business in Panama according to his experience and wit.

The rules according to Mr. Adrián José Velasquez Figueroa are

• Become a ground breaker

This involves finding a niche and exploiting it to the fullest.

• Be flexible and mobile

In this case, he means having the ability to work from anywhere. According to him, all entrepreneurs need to do this is the internet. Panama proves to be conducive to being flexible and mobile thanks to the availability of high-speed internet. 

• Seek out a complimentary business partner

In his opinion, this rule applies to any market. He believes partnerships help people achieve more. Utilizing each other’s strength makes work easier.

• Success is not dependent on a flawless academic record

He believes that classroom success does not determine business success in Panama on In his opinion, entrepreneurs can hire the educated when need be. The number of successful less educated entrepreneurs in Panama can back this.

• Avoid shortcuts

He believes in putting in the work. According to him, it is vital that entrepreneurs source for as much information as possible about business. They should then set goals and work to achieve them.

• Minimize costs

His strategy of minimizing costs is splitting overheads with other entrepreneurs. In his opinion, a good way of doing so would be office sharing. He also feels that entrepreneurs should avoid massive capital investments.

• Planning for failure

He advises entrepreneurs to believe that failure is a possibility. In his opinion, this will help them prepare for any lawsuits. He adds that they, however, should try to avoid failure by looking at what others are doing and accepting constructive criticism. 

• Learn from the industry

In his opinion, a mentor will help an entrepreneur avoid making mistakes. He or she will also help him or her cross milestones. According to him, a mentor should have vast knowledge of the industry.

About Adrián José Velasquez Figueroa
Mr. Jose grew up in Venezuela before moving to Panama. He is now a prominent member of the business community in Panama where he helps mentor young people, improve economic conditions and assists businesses grow on Mr. Jose currently holds different positions in five firms in Panama. The positions are director, president and treasurer. His first appointment came in 2011 and the longest he has held a position is four years and eight months. 

Further Reading:

Food and Cuisine at Brian Bonar’s Bellamy restaurant

According to Dalrada, Brian Bonar’s Bellamy Restaurant offers California an ultra-modern cuisine with inspiration from the French. The hidden gem is quickly rising to the top places for food and cuisine.

The farm to table dining experiences creates one of the most robust flavors for every season. Bellamy prides itself for its high quality and being accompanied with impeccable service.

A larger piece of the restaurant sits near a Ranch at Bandy Canyon. Brian Bonar would like to turn the massive 144 care piece with a signature and make it a restaurant. To do that, he needs to offer unmatched food and cuisine.

Bonar first gets a Master Chef from France to make that possible. The arrival of the waited Chef made expectations run wild. This is why everything about the restaurant changed. From the entrance, you will be beautifully welcomed by Plush seats, Coppertone-brown walls, and smooth jazz paintings.

The food that Bellamy serves just meets your expectations. A simple serve of corn soup is usually served with cream and Basque treatment. Dining here just means you are dining in one of the most executive places known to the world.

The parsley-cream risotto is always fantastic and serves with a poached salmon. Bellamy is famous for its array of foods. Take for instance mille-feuille; only few restaurant serves that. For this dish, you get Ponsaty and Reidy topped with a few apple slices.

Bellamy restaurant has a goal to open a chain of restaurants that offer a unique menu. It aims to serve a menu that satisfies palates of their clients according to their desires and needs.

Bellamy offers a relaxed atmosphere too. Every guest that experiences the flavorful dishes will find the environment pleasant and its service second to none.

 About Brian Bonar

Brian Bonar is the mastermind behind Bellamy. He is a successful and popular finance executive. His extensive business leadership background has seen him top lead various companies such as Trucept Incorporated.

He has also previously served as leader of other enterprises like Dalrada Financial Corporation. Brian Bonar’s success is attributed to his technical background. When growing up, he learnt how to build a business that works. He has studied in Watt Technical College and Stafford University.

Brian’s accomplishments are seen in different areas of his life. He has worked for IBM as a procurement manager and later went to be a leader for QMS. Here he was a manager over 100 other executives.

Once he had his experience, he Brian started his company known as the Bezier Systems. He has worked for other businesses and found a grand success with Dalrada Financial services.