Equities First Holdings Sees Large Increase In Stock-Based Loans

Equities First Holdings, LLC, is one of the world’s largest providers of stock-based loans, an alternative to traditional lending. Ever since the financial crisis in 2007, alternative traditional lenders have been tightening the lending criteria that they operate under. This has led to a great deal of small and mid-sized business owners being unable to attain a traditional loan because they no longer qualify. Financial products like a stock-based loan provide them with a way to get needed capital by having the loan backed up by stock in their company.

Al Christy, Jr., the Founder of Equities First Holdings and its Chief Executive Officer, has said that this tightening of conventional loan criteria has led to a growing trend of business owners using his company to acquire capital. He has also said that stock-based loans have a number of attractive qualities that people are now learning about.

The typical stock-based loan is for three years. During that time, his company holds the agreed upon amount of stock in the company. This provides the owner of the business with a hedge as it reduces their investment risk in case the value of their stock goes down. Another benefit of a stock-based loan is that they feature better interest rates than traditional loans and the holder of the loan can walk away at any time.

The types of clients that are attracted by Equity First Holdings is those company’s that can’t meet today’s loan criteria. Other company’s that want a stock-based loan are those who want to raise non-purpose capital; with a traditional loan you can only borrow money for a specific purpose but that is not the case with a stock-based loan.Equities First Holdings was founded by Al Christy, Jr. in 2002. The company specializes in providing clients with alternative financing options.

Equities First Holdings: Specializing in Stock Based Loans

Equities First Holdings is one of the most acknowledge loan providers using stocks as collateral. For the company, they always delight in becoming part of the solution to your money problems. For this reason; you are required to approach the company to secure fast working capital using stocks as collateral. As a matter of fact, no one has a better understanding of what it takes to develop high-end capabilities in a manner that is unprecedented in the industry. For over 14 years of professional experience in the world, Equities First Holdings has issued more than 2,000 transactions to their clients. These transactions translate to more than $2 billion in the issue to the fast working capital. For the company, they are always delighted to become part of the solutions to all your financial problems. For this reason, they developed the stock-based loans as one of the most innovative ways of securing fast working capital.

Stock-based loans provide a hedge between the structuring of equities and entities in this arena. For this reason, they end up working for capabilities that do not work for the better business bureau. The use of stock-based loans has been adopted as better option of financing during the onset of the harsh economic crisis. During these times, companies and rich individuals may need money. However, the banks may have high-interest rates that scare away most of the borrowers. For this reason, they end up looking for better alternatives to the financial problems. During this time, a credit-based loan offered by banks becomes limited to the common people. For this reason, no one has a better environment towards the capabilities issued as fast working capital. For you to secure the fast working capital, you might consider selecting the better business management capability in a manner that is unprecedented in the industry. Equities First Holdings is a better business solution to your problems.

Nexbank Goes Above and Beyond

With their original charter dating back to 1922, NexBank is here to serve their customers in several different aspects, including commercial, mortgage, and investment banking. Located in Dallas, Texas Nexbank strives to go above and beyond.

In December of 2015, the company bought out College Savings bank in Princeton, New Jersey. They are keeping the company the same as it was, focusing on either a 529 savings plan or an Arizona Family College Savings Program-Bank Plan.

More locally, the company is focusing on their partnership with Habitat for Humanity. They set a goal to help at least one hundred low income families obtain home ownership in South Dallas per year for the next five years. Nexbank pays for all title fees involved with closing and up to $2000 in closing costs.

In addition to helping people and companies financially, Nexbank employees also strive to teach others. The President and CEO, John Holt, was a panelist for the Texas Banker’s Association’s fifth annual strategic opportunities and M&A conference. He spoke about reinventing community banking with a perspective of competing by innovation.

This seems something that would come easy with a company that is focused on helping others, putting this into practice has allowed their company to have over three point nine billion dollars in assets!